2019 Financial Highlights – Constellation Insurance Companies



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2019 Financial Highlights – Constellation Insurance Companies
Constellation is a growing portfolio of medical professional liability (MPL) insurance companies, which currently includes MMIC in the Midwest, UMIA in the Mountain States and Arkansas Mutual. Together, these organizations collaborate throughout much of the country to offer our health care and long-term care clients a market-leading blend of financial stability, highly responsive customer service, and innovative approaches to liability risk management. Our dedication to care teams informs all we do, as we believe that what’s good for care teams is good for business. In 2019, we worked “together for the common good” to achieve another year of impressive results, as well as strong positioning for our future.

“A” rated by A.M. Best

A.M. Best, the most widely recognized insurance rating agency, affirmed our financial stability with an “A” (“Excellent”) rating. Our ongoing financial strength enables us to deliver superior service to our policyholders while continuing to invest in opportunities that will drive future growth. Ultimately, our solid financial position fuels our mission to help physicians and all those who devote their lives to health care attain their dream—to help, heal and serve.

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COVID-19 (Coronavirus) Outbreak Preparedness

Coronavirus (COVID-19) Frequently Asked Questions and Risk Resources

The coronavirus (COVID-19) pandemic is generating questions and concerns. As your risk resource partner, we are here to help you with prevention strategies as well as with navigating emerging issues related to the coronavirus (COVID-19). We are also here to serve you, our customers, as you continue to play a vital role in supporting the health care in our communities. We can share the latest information and problem-solve difficult issues together. We are stronger together.

A Letter From Our Chief Medical Officer

The Constellation Client Online Forum is available exclusively for our MMIC, UMIA and Arkansas Mutual customers. Join the COVID-19 conversation, and many other risk and patient safety discussions, with your peers and the Constellation Patient Safety team. Connect to share, collaborate and learn from each other.


Coverage Questions:

Our standard medical professional liability insurance provides coverage for an adverse or unanticipated outcome resulting from professional services provided or that should have been provided by an insured or someone for whom the insured is liable.

Please note the FAQ responses are general in nature and based on our standard insuring agreements. All coverage is subject to the actual terms and conditions of your policy and specific allegations of any claim. Please contact your agent or underwriter for the most accurate and comprehensive information on your policy.

  1. Does my policy cover me for patient claims involving treatment and care of COVID-19?
    Yes. We anticipate allegations of professional negligence related to COVID-19 would be covered. However, actual coverage determination would be based on the specific allegations of the claim.
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Online COVID-19 Resources

COVID-19 Risk Resources

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4/15/20 Webinar: Managing the COVID-19 Pandemic During the Height of the Storm


Presentation date: Wednesday, April 15, 2020

Presented by Bob McNaney
Padilla Senior VP of Crisis + Critical Issues

Organizations large and small in every corner of our country are feeling the impacts of COVID-19. Health care organizations sit on the front lines of this battle. The steps you take, the words you say have never mattered more. The actions you are taking within your organization will mean the difference between a well-managed event or a situation that puts your patients’ or residents’ health at risk and your organization’s reputation in peril.

This webinar, hosted by Constellation in collaboration with our crisis communication partner Padilla, will address best practice considerations during this critical time.

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3/12/20 Webinar: A Calm & Controlled Approach to Managing Coronavirus

Click here to watch the Recorded Webinar

Original Presentation date: Thursday, March 12, 2020

Presented by Bob McNaney
Padilla Senior VP of Crisis + Critical Issues

Effectively preparing for and managing a coronavirus outbreak is something virtually every smart organization in all corners of the world and across the U.S. are thinking about right now. Constellation, in concert with its crisis communication partner Padilla, is hosting a live webinar to address best practices. Identifying your key stakeholders and communicating with them in a calm, timely manner can mean the difference between a well-managed event or a situation that puts patient’s/resident’s health at risk and your organization’s reputation in peril.

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Rebecca Tutton, RN JD Retirement Announcement

Rebecca Tutton, RN, JD. has retired from Arkansas Mutual as our Risk Manager and Patient Safety Consultant as of December 25, 2019.  She is a huge asset to our company and many of you, our policyholders, have talked to her and taken advantage of her wealth of knowledge.  We are sad about her departure but know she will enjoy her retirement.

Going forward, please direct whatever questions you would have posed to her to Betty Van Woert, RN BSN, CPHRM.  Betty will be able to work with you as Rebecca did.  Please click her name for her Bio and Contact Information. You may also contact Joyce Wilson, Customer Service at our office 501-716-9190.

As always, you will still have access to the ‘Patient Safety’ section of our website to access all of our Risk Management and Patient Safety resources: https://www.arkansasmutual.com/risk-management/